19 Dec 2017

5 Tips on How to Stay Safe Online This Christmas

It’s Christmas, the season of giving, receiving, loving and sharing. While you are thinking of utilizing the ease of online shopping to avoid the stress of Balogun market, there is someone out there, waiting to steal your information online, for criminal purposes. In this post, I will share 5 tips on how to safe online this Christmas:

Here are some tips to help you get started:
1. Use Complex Passwords.  
Using strong, unique passwords for all your on-line accounts is the best way to keep your personal and financial information safe. You could also check to see if your on line accounts offer multi-factor authentication on sign on, this will help keep your accounts safe. (Google and Yahoo use this).

2. Safe Surfing & Shopping. 
When shopping or making on-line payments or other sensitive transactions, always make sure that the site’s address starts with “HTTPS”, instead of just “HTTP”, and has a padlock icon in the URL field. This indicates that the website is secure and uses encryption to scramble your data so it can’t be intercepted by others. Also, be on the lookout for websites that have misspellings or bad grammar in their addresses. They could be copycats of legitimate websites.

3. Back up your files
You might want to travel with your laptop this holiday to watch movies with your loved ones, please don’t forget to back up your precious documents on all of your devices. That way if your device is lost, stolen, “reconfigured” or, worst of all, held for extortion by ransomware, you can still get your data back.

4. Beware of login links in emails
I get spam mails with phishing links almost every day. When you receive a mail urging you to click on a link to login, view or download a document or something similar, it’s probably crooks trying to phish you onto a fake site that will look exactly like the real thing, except that the crooks get your password, not the real website. If you want to login to your online banking platform, open your browser and search for it, then click on the link Google gives you.

5. Don’t email your ATM card details
Sometimes you’ll try to buy that special gift for Christmas, but your credit card won’t go through. In perfectly good faith, the seller may ask you to email through your card details to try again later. Never email your ATM/credit card details to anyone. If you do the email could end up in the hands of cyber crooks.

I hope this tips are enough to keep you safe this Christmas holidays. 
Happy Christmas season